First of all, what is refinancing? Refinancing your loan means reevaluating the terms of your existing loan, paying it off, and taking out a new loan. You can refinance with your current company, or you can refinance through another lending company. Refinancing your car will take an application which will likely require information about your
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As a teen driver, it’s possible to have your own driver’s insurance. Unfortunately, such a policy could be quite expensive, and most teens are not able to shoulder the expense of the responsibility themselves. The good news is that you have options, including staying on your parents’ policy to save money and hassle. Should
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For those of you who don’t know Tesla, it may seem strange to you that the car manufacturer has just unveiled an electric semi-truck model. For those of you who do, it will probably be no surprise that the truck is the first in its class. Why? It’s completely electric. And, it’s a Tesla. Tesla’s
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For those of you who don’t know Tesla, it may seem strange to you that the car manufacturer has just unveiled an electric semi-truck model. For those of you who do, it will probably be no surprise that the truck is the first in its class. Why? It’s completely electric. And, it’s a Tesla. Tesla’s
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The truth is that teens sometimes face slightly stricter (all the way to much harsher) penalties for tickets than adults do. While this may seem unfair, the idea of impressing on teens early the importance of making safe driving decisions makes these penalties understandable. How Harsh is Harsh? License Suspension or
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Recently, Rick Rilea and Timothy Riley were issued speeding tickets by Iowa’s Department of Transportation (DOT). So was 16-year-old Peyton Atzen, clocked at zipping through a 55-mph zone at a speedy 84-mph. Needless to say, they weren’t happy about the tickets, but they didn’t stop at a grumble. These drivers are just a few of
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Men and women were not created equal—at least when it comes to car insurance. Sure, there are many other factors that matter when it comes to car insurance, such as annual mileage and the number of safety features in your car, as well as personal information, such as age, occupation, and marital status. But the
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To many buyers, looking for car insurance online may seem like a big task, but it’s actually a pretty simple process and an excellent way to compare quotes and find the best deal overall. Below is an overview of how to successfully shop for auto insurance online in order to save money every year. Consider
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Recently, police in British Columbia pulled over a man who was not speeding, not exhibiting signs of intoxication, and obeying all traffic laws. Why was he formally escorted to the shoulder? His entire car—save a small tea-cup-sized circle on his windshield—was completely covered in ice and snow. If you’re looking at a picture, it’s a little
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Over the past three and a half years, a study was performed to gather information surrounding speeding tickets written by State Patrol officers in Minnesota. Precisely 224,915 tickets were analyzed. See what the study reveals below! How fast were most drivers who received speeding tickets going? Only 37 out of more than 220,000 were
The post The Citations Speak – The Who, When and Why of Speeding Tickets appeared first on Approved Course.
Are we the only ones who feel that our lives need a major overhaul sometimes? All too often, we’ve sensed the need to change our attitudes, our diet, our priorities, our hobbies… the list could go on and on. Reorganizing your priorities can be an incredible blessing, and we recommend you do some soul-searching and
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We know the real reason for the season, and we’re sure you do, too. (If you don’t, we pray you’re saved from an Ebenezer-Scrooge-style wake-up call.) What we’re not so sure about it how aware people are of the need for extra precaution while driving during the winter months. There are many reasons that
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If your spouse is trying to distract you from your favorite show for a little attention, this is a good distraction, and we recommend for your marriage’s sake that you answer the call. It will be worth it. But one call we never recommend you answer is the one you receive on the road when
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Most states require young drivers to take a driver education course in order to be eligible for a driver’s license. Often, young drivers can take a driver’s course through their high school or through a private commercial provider. Most of these driver education courses consist of a certain, state-mandated number of hours of classroom instruction
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Maybe you got surprised from that officer who “came out of nowhere.” Maybe the accumulated points on your driving record have you paying more for car insurance than you’d like. Maybe it’s been a while since drivers ed, and you have found yourself a little rusty. Whatever the reason, you’re in need of a driver
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We all know that the journey is more important than the destination. But that doesn’t mean that you should invest so much in the journey that you have no money when you finally arrive at Disney World, the Grand Canyon, or your grandma’s. Stick to a road trip budget so that you can keep your
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When buying a used vehicle, it’s common to see some dealerships offering “Certified Pre-Owned” models. The certified models tend to cost more money, and you’ll have a harder time finding them than the other options. Before spending the extra money, take some time to learn what benefits such a model comes with, so you can
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Do something long enough, and it becomes a habit. Some are innocuous enough but others, not so much. We all have patterns that we fall into that on the surface seem harmless enough. The habitual coffee drinker won’t even cop to having a habit, but it’s better not to cross him until he’s had his
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With projected high temperatures near 90° this week, it is odd to sit here on in early October afternoon in Texas writing this blog post. However, I have survived enough Octobers to know that, climate change or not; it will be winter somewhere in America sooner rather than later.
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For a new driver, behind the wheel test day is a day filled with excitement and anxiety. If today is the date for you, it’s important to remember that you are not alone and that everyone you will see today at the DMV feels the same as you. Set yourself up for success by being prepared. Use this list steps to help get yourself ready for the big day.
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